Responsibilities:
- Interview borrowers to assist with identifying the loan product that meets their budget and needs.
- Gather information and documentation for the loan and submit the application to the mortgage company that you feel has the best rate/term for your client.
- Evaluate loan applications and documentation by confirming credit worthiness.
- Identify the best loan options to meet the customers’ needs, present to customers, and close loans.
- Secure interest rate lock-ins for customers in a timely manner.
- Utilize a mortgage lending system to input information, qualify loans, and obtain pre-approval.
- Work closely with borrowers, loan officers, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements.
- Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates.
- Ability to read, analyze and interpret financial reports and / or legal documents.
- Constantly build and replace prospects in your sales pipeline. Network with centers of influence, current clients, past prospects, realtors, insurance agents, and business owners to cultivate referrals for mortgage loans.
- Provide all required loan disclosures and notices with customers.
- Organize and attend loan closings with clients, title companies, and realtors.
- Follow-up with prospects and customers via text, calls, and emails.
- Deliver exceptional customer service to clients.
- Comply with state and federal regulatory and compliance requirements.
Requirements:
- High school diploma or equivalent required, associate or bachelor’s degree is a plus.
- Active National Mortgage Licensing System Registry (NMLS) license.
- 5+ years of relevant financial loan experience at a commercial bank, credit union, mortgage company, or other financial institution.
Epic Mortgage is an Equal Opportunity Employer, committed to the inclusion of all qualified individuals.
All your information will be kept confidential according to EEO guidelines.
NMLS #2404936 - Equal Housing Opportunity
Sr. Mortgage Loan Officer
Why Epic Mortgage?
Epic Mortgage is a modern and growing Mortgage Lender whose passion is helping Loan Officers like you grow & build a thriving business! We offer every ounce of support, every tool and system you need to be successful. The mortgage industry is changing, and we are changing with it. From weekly coaching, constant training, virtual Happy Hours, full event planning and marketing support, competitive pricing based on our size & relationships, and so MUCH MORE!
There’s a reason why when other companies are scaling back, we are doubling down.
Why Settle for Less?
Perks for working at Epic Mortgage:
- Fast Closings – 14-day average CTC from application – You can even receive same day and one day approval.
- In House Processing with your OWN assigned Processor.
- 180+ Partners and Products for you to choose from – So you can always offer the best options for your clients (conforming, non-QM, Investor Products, Reverse Mortgages, HELOCs, Commercial, Hard Money Lenders, etc.)
- Event Planning Support to help you plan the BEST & most organized events.
- Custom Marketing Consultation to help your business grow the way you want.
- Full Marketing Support for all your marketing needs and ideas.
- Training Guides on every tool, system, and process.
- Live and E-learning On-Demand Virtual Trainings at your fingertips.
- Competitive Commissions.
- Profit Sharing Opportunities.
- Looking to grow and build a team? Full Team Building Support and Training directly by those who have done it before successfully.
- Stop waiting to be paid! We offer Bi-Weekly Pay.
- Full Benefits Package includingvision, dental, full health benefits, HSA/FSA, 401k with employer match, life insurance, short term and long-term disability, and more!
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