Note: The job is a remote job and is open to candidates in USA. OnePay is a consumer fintech company that aims to improve the financial system for millions of Americans. As a Software Engineer on the Risk Team, you will build backend services for fraud detection and identity verification, ensuring the security of customer transactions.
Responsibilities
- Build resilient backend services that power fraud detection, identity verification, and transaction monitoring at scale
- Develop, test, and maintain backend services and APIs that enable real-time risk and fraud prevention
- Partner with product managers, and other engineers to design and deploy systems that protect customer accounts and transactions
- Implement integrations with third-party risk and compliance platforms, ensuring seamless and secure data flows
- Contribute to architectural decisions that balance scale, security, and reliability across sensitive financial systems
- Build clear documentation to support collaboration, transparency, and operational excellence
Skills
- 3+ years of professional experience in backend engineering, ideally within fintech, payments, or external customer facing systems
- Proficiency in building and maintaining APIs, microservices, and distributed systems
- Familiarity with cloud infrastructure (AWS, Kubernetes, or similar) and database technologies
- Drive and proactivity – everyone here is a builder and executor
- Experience working with risk, fraud, or compliance systems is a plus
Benefits
- Competitive base salary, stock options, and health benefits from Day 1
- 401(k) plan with company match
- Remote-friendly (US), flexible time off (FTO), and opportunities for growth
- A high-growth, mission-driven, inclusive culture where your work has real impact
Company Overview
From spending and saving to borrowing and building better financial habits, OnePay brings people’s financial needs together in one place. It is a sub-organization of Walmart. It was founded in 2020, and is headquartered in New York, New York, USA, with a workforce of 501-1000 employees. Its website is https://www.onepay.com.Company H1B Sponsorship
OnePay has a track record of offering H1B sponsorships, with 3 in 2022. Please note that this does not guarantee sponsorship for this specific role.