Note: The job is a remote job and is open to candidates in USA. INEOS Styrolution is the leading producer of high-performance styrenics, offering tailored solutions across various sectors. They are seeking a Senior Credit Analyst to manage customer credit risk, support profitable growth, and enhance credit processes through analytics and automation.
Responsibilities
- Own credit risk for an international customer portfolio, including structured risk assessments using internal and external data, with scheduled and ad hoc portfolio reviews
- Monitor market, country, and customer trends and collaborate with regional credit teams to identify emerging risk patterns
- Ensure accurate SAP credit data and manage credit-related order blocks (e.g., limits and overdue exposure) in coordination with Sales, including escalation of high-risk accounts as needed
- Manage customer relationships, including higher-risk accounts, to resolve disputes and support resolution of long-standing overdue exposures through appropriate credit controls
- Partner cross-functionally with Sales, Customer Service, Supply Chain, and Logistics to balance commercial priorities with risk management
- Drive continuous improvement in credit processes, analytics, and reporting based on frontline insights
- Support integration of new business portfolios and evolving market exposures
Skills
- Bachelor's degree in Finance, Economics, Business Administration, or related field
- 7+ years of credit risk experience in an international B2B or financial institution environment
- Experience managing complex portfolios and making sound credit decisions in dynamic environments
- Strong communication skills and English fluency
- Strong analytical mindset with ability to turn financial data into actionable insights
- Solid understanding of financial statements and external data for credit assessment and commercial risk evaluation
- Advanced Excel skills and experience with ERP/BI tools (e.g., SAP, Power BI)
- Experience using credit reporting and data visualization tools
- Ability to interpret incomplete or ambiguous information and apply sound judgment
- Strong business judgment balancing risk and commercial priorities
- Ability to prioritize, stay structured, and deliver in a fast-paced environment
- Comfortable balancing strategic thinking with hands-on execution
- Curious and open to improving ways of working and applying new tools where appropriate
- Adaptable in evolving systems, structures, and business environments
- Confident communicator across global regions and stakeholder groups
- Collaborative, solution-oriented team player across functions and geographies
- Strong ownership and ability to independently drive work to completion
- High integrity and professionalism
- Additional languages (e.g., Spanish, German) a plus
Benefits
- Medical, dental, and vision insurance.
- Life and disability insurance.
- A 401(k) retirement plan with a 3% automatic company contribution and a 100% match on the first 6% of employee contributions.
- Paid time off and additional wellness, financial, and lifestyle benefits.
- Employees may be eligible for a discretionary annual bonus as part of their total compensation package.
Company Overview