Note: The job is a remote job and is open to candidates in USA. Payabli is a next-generation Payments Infrastructure and Monetization Platform that empowers software companies to manage and move money through a single infrastructure stack. In the FP&A Analyst role, you will be responsible for financial planning and analysis, including building financial models, analyzing revenue streams, and supporting investor reporting.
Responsibilities
- Build and maintain company-wide financial and accounting statements, including monthly forecasts, annual budgets, and long-range planning
- Analyze revenue, gross margin, and contribution profit across products, customers, and partners
- Develop driver-based models to forecast key metrics such as GMV / TPV, take rate, revenue yield, and unit economics
- Support scenario planning and sensitivity analyses for new products, pricing strategies, and partnerships
- Analyze and forecast payments revenue streams, including interchange, network fees, processor costs, and revenue share agreements
- Build models around interchange-plus, buy-rate, and blended pricing structures
- Evaluate merchant profitability, cohort performance, and partner economics
- Partner with Operations and Product teams to improve visibility into transaction-level economics and margin drivers
- Support preparation of monthly and quarterly investor reporting packages
- Assist in financial presentations, including KPIs, variance analyses, and strategic insights
- Contribute to fundraising materials, data rooms, and ad hoc investor requests
- Translate complex financial data into clear, compelling narratives for executive and investor audiences
- Prepare monthly management reporting packages, including variance analysis vs. budget/forecast
- Support quarterly and annual department level budgeting and forecasting
- Partner cross-functionally with Sales, Operations, and Product to understand drivers of performance
- Deliver insights on growth, profitability, and efficiency metrics
- Support pricing decisions, contract structuring, and strategic initiatives
- Build scalable financial models and reporting tools using Excel
- Automate reporting processes and improve data integrity across systems
- Support Financial Operations (FinOps) Team with monthly software partner residual reporting
- Partner with FinOps, Product, and Engineering teams to enhance access to financial and operational data
- Continuously improve FP&A processes, reporting cadence, and forecasting accuracy
Skills
- Bachelor's degree in Finance, Economics, Accounting, Business Administration or a related field
- 3+ years of experience in corporate finance, FP&A, Big 4 accounting, investment banking, or management consulting
- Proficiency in understanding financial statements, forecasting, and budgeting
- Advanced Excel / financial modeling skills (complex formulas, scenario modeling, large datasets)
- Experience building 3-statement models, operating models, or unit economics frameworks
- Strong analytical, problem-solving, and attention-to-detail skills
- Excellent communication skills, with the ability to present financial insights clearly to stakeholders
- Experience in payments, fintech, SaaS, or embedded finance
- Familiarity with payments economics, including interchange, network fees, acquirer/processor pricing, and revenue share models
- Experience supporting investor reporting, management / board reporting, or fundraising processes
- Experience working in a high-growth startup or venture-backed company
- Exposure to BI tools (Tableau, Power BI, Looker) and/or SQL
- Background working with transaction-level or large-scale financial datasets
Benefits
- Competitive salary
- Stock options with the potential to unlock more equity as we grow
- Flexible PTO and paid parental leave
- Medical, dental, & vision insurance
- 401K, HSA, pre-tax savings programs
Company Overview
Payabli is a payments infrastructure and monetization platform that helps software companies integrate payments into their business models. It was founded in 2020, and is headquartered in Miami, Florida, USA, with a workforce of 11-50 employees. Its website is https://www.payabli.com.