Insurance Underwriter – Excess & Specialty

Job Summary: As an Insurance Underwriter – Excess & Specialty, you'll apply your expertise to help train next-generation AI systems. Your work will shape how models learn, reason, and perform through high-quality, real-world input. No prior experience in AI is required — your domain knowledge is what matters. Key Responsibilities: • Leverage your extensive underwriting expertise to evaluate complex commercial and specialty risk scenarios in the US insurance market. • Analyze, interpret, and structure coverage for excess and specialty lines, focusing on liability, umbrella, and unique risk categories. • Assess policy language and provide nuanced feedback on policy interpretation and coverage analysis. • Identify risk factors, apply sound underwriting judgement, and ensure compliance with industry standards and insurance regulations. • Support the development of AI training data by contributing real-world insights on underwriting practices and coverage operations. • Collaborate in a remote environment, providing clear, effective written and verbal communication to enhance AI system understanding. • Share insight into evolving trends, emerging risks, and innovations within specialty and excess insurance lines. Required Skills and Qualifications: • 4–5+ years of hands-on underwriting experience in commercial lines, specialty insurance, excess casualty, or umbrella products. • In-depth understanding of commercial P&C, liability coverage, and policy evaluation best practices. • Demonstrated expertise in policy interpretation, insurance compliance, and comprehensive coverage analysis. • Experience working with insurance operations in complex or specialty risk environments. • Excellent written and verbal communication skills, with the ability to articulate nuanced underwriting concepts. • Proven track record within the US insurance market or with US-based clients and frameworks. Preferred Qualifications: • Prior exposure to emerging risk types, complex liability structures, or innovative coverage solutions within excess & specialty lines. • Experience collaborating on cross-functional teams or contributing to process improvement initiatives in insurance operations. • Global candidates with deep familiarity with US underwriting standards and commercial insurance practices are strongly encouraged to apply.